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Tax Consequences for Short Sales
January 9, 2012
Author: Elsie Kempsey, GREEN
You may owe federal income taxes in 2013 if you have a short sale, foreclosure after this year. The government is giving homeowners until Dec. 31, 2012, to go through a short sale or foreclosure without tax consequences provided your lender officially releases the debt. You must make sure that y [Read More]
2012 Predictions for the Real Estate Market
January 6, 2012
Author: Elsie Kempsey, GREEN
It seems like it is going to be good news. The market is going to come back but slowly, according to all the articles I have read. We get various realtor magazines as realtors and those are the predictio As a realtor in Hernando County (Spring Hill, Weeki Wachee and Brooksville), we have seen less [Read More]
Housing Market is Turning
December 6, 2011
Author: Elsie Kempsey, GREEN
Goldman Sachs reported that the housing market is recovering and they believe it has reached the bottom. The national decline in the housing market from 2007 was approximately 35%. It is predicted that it may decline another 2.5% in 2012 and then start going up again. However, the belief is it will [Read More]
The Long Part of the Short Sale
November 2, 2011
Author: Elsie Kempsey, GREEN
It is a real joke that "short sales" are called "short"; what a misconception.  They need to find different verbiage because a while back people thought "short sales" didn't take too long.   We have one "short sale" that is now going past f [Read More]
Our Feet are Rocking and Our Knuckles are Knocking
August 22, 2011
Author: Elsie Kempsey, GREEN
My husband made me laugh this morning when he said you and Julie (my business partner) in TeamTropic Hernando, need to get our feet rocking and our knuckes knocking.  What did he mean - we are going to go visit For Sale By Owners and explain why it might behoove them to list with a realtor. M [Read More]
Citizens Cracks Down on Sinkhole Insurance
July 29, 2011
Author: Larry Swain
State regulators, who have the final say on Citizens Property Insurance's proposal to raise sinkhole rates by 429 percent, said they haven't decided yet on whether to hold public hearings on the request. The board of state-backed Citizens, Florida's largest home insurer, approved the sinkhole rate [Read More]
When Selling Real Estate is Worth the Trouble
July 22, 2011
Author: Elsie Kempsey, GREEN
As a realtor in Hernando County (Spring Hill, Brooksville & Weeki Wachee) for the last five years, I often question why I do this, especially recently. Let me tell you a story and why I know it is worth the aggravation.  I had a young couple with three children come to me in January [Read More]
Information on Purchasing a HUD Home
March 4, 2011
Author: Elsie Kempsey, GREEN
There are more and more HUD homes coming on the market every day and there is quite a bit of confusion about them.They are homes that were acquired by the Department of Housing and Urban Development,as the result of a foreclosure on an FHA-insured mortgage. HUD homes are listed on our Mulitple Lis [Read More]
Banks Are Still Not Cooperating
February 28, 2011
Author: Elsie Kempsey, GREEN
It is still very tough in today's market to get a short sale or foreclosure to go smoothly.  I will say it depends on the company managing the short sales or foreclosures and the individuals involved. Given the vast majority of foreclosures and short sales, I can understand that this is a [Read More]
Short Sale and Alternatives
February 16, 2011
Author: Jim Tacy Sr, REALTOR ®
While the Short Sale process has been in a state of flux over the last two years; in the last quarter, because of the pressure put on by the Federal Government and the adverse publicity from the number of suits charging the banks with fraud, the process has become a little clearer and more fair to t [Read More]

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